Income Protection

Income Protection plans cover people if they are unable to work due to accident or illness. It is an insurance policy which provides a regular tax-free income if you are unable to work because of illness or disability. The benefit paid is a monthly payment up to a maximum percentage of earnings – often 50% or 60%

Here to help you.

Policies pay out following a period of time off work, known as the ‘deferred period’, and will continue to pay out until either work is resumed or to the end of your specified term period.

If in employment, then the following questions need to be asked. If the answer to all three is 'no' then you may wish to seriously consider some form of Income Protection. If so, call us for a free, no obligation quote.

  • Will your employer continue to indefinitely pay you a percentage of your salary if you are off sick?
  • If you are a couple, could all the bills be indefinitely paid from just your partner’s income?
  • If you are single, do you have sufficient savings to support you or your family indefinitely?

For assistance in finding the right level of cover to suit your needs, please contact us for a free quote.