Critical Illness cover can be taken out alongside Life Insurance, or as a stand-alone product. We can talk you through the different types of policies on the market and explain which critical illnesses would be included in your bespoke cover.
Many of us are now living longer and because of our ever increasing life expectancy it is more and more likely that many of us will suffer from, and survive, a critical illness at some point in our lives.
Typical examples of a “critical illness” are:
Upon diagnosis of any critical illness outlined in the chosen policy, your employee will receive a lump payment which can be used to pay any ongoing financial commitments such as a mortgage, loans etc or can be used for any specialist medical treatment / care which may be required. It can also be used to make any necessary modifications to your home, such as a stair lift etc. should they be needed.
For assistance in finding the right level of cover to suit your needs, please contact us for a free quote.